insurance coverage

Cover yourself skiing and snowboarding

In short, recreational skiing or snowboarding at resorts is covered. You are covered for skiing & snowboarding in the
areas designated 'safe' by ski resort staff within the designated areas of a ski resorts boundaries.

So what does safe mean?

Ski resorts are often held liable for all winter sports activities within their boundaries and as such, they take time to
make sure the pistes are groomed, the instructors are competent and that any dangerous conditions like heavy snow,
ice, and avalanche risks are properly managed.

World Nomads cover does include normal on-piste snowboarding and skiing, plus off piste skiing and snowboarding
provided it is not done in restricted or unsafe areas. If you're thinking of more extreme skiing it's important to check the
policy wording because some of our insurers can't offer cover - they find it very difficult to gauge the individual's ability
and level of risk.

World Nomads policies have cover for emergency medical treatment undertaken by qualified resort staff and any air
evacuation or road ambulance transport that is required subject to the Emergency Assistance team being contacted
and approval given.

Winter sports equipment will probably also be covered while in official resort storage where a check in is required,
but is not covered if it is left anywhere where the general public have constant access or where items can be taken
without your knowledge, including ski racks (secured or not) or in resort lockers in public areas. Again, our insurers
have different policy wordings dependent upon which country you are from so check out the conditions to make sure
that the cover is right for you and your particular winter sporting adventure. If you're not sure just drop us an e-mail
and we'll come straight back to you!

Be sensible guys. Skiing causes a lot of medical claims and as pretty as the white stuff looks, it can be dangerous so
let's be careful out there.

You are not covered where you are:

Willfully exposing yourself to a needless risk like cliff drops or taking on the double black diamond run after your
first ever day on the slopes.
Intoxicated or have taken illegal drugs where your ability and decision making is probably compromised.
Out of the bounds of the ski resort.
Extreme skiing or snowboarding.